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Give your house an annual physical. Here's what to look for.Use this detailed DIY home inspection checklist as a guide as you look around for leaks, cracks, breaks, wear, and every other conceivable problem that can develop over the year. Then make a repair list to keep up on maintenance in the...

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The process of buying a home is a very involved one, and can be daunting, especially for first-time buyers. It's often a whirlwind of paperwork, credit reports, and scrambling to tie up loose ends.One of the biggest factors that goes into calculating your monthly mortgage payment (other than...

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 12 Ways to Avoid Homebuyer’s Remorse in Today’s MarketOwning your own home may still be the American dream, but many Americans are having regrets.According to a recent survey by Bank of the West, 55 percent of homeowners in the U.S. have regrets about their...

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Tired of running out of hot water? That’s not a problem with one of these compact, ultra-efficient units that heat water as you need it. Here’s what you need to know about choosing, installing, and living with one Think about it: The way most households in this country heat...

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Chances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their rent or mortgage payment. This percentage allows the household...

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There are many questions about where home prices will be next year as well as where they may be headed over the next several years to come. We have gathered the most reliable sources to help answer these questions:The Home Price Expectation Survey – A survey of over 100 market analysts,...

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Home values are high, the housing market is competitive, and more buyers want to get in. As a result, an increasing number of buyers are lying and cheating.  Mortgage fraud risk jumped more than 12 percent year over year at the end of the second quarter, according to CoreLogic, which...

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Seasonally adjusted inventory is calculated by taking the homes available for sale in a given month andcomparing them to the past 12 months’ average sales. This tells us how many months it would take tosell the existing homes on the market.The seasonally adjusted inventory level for June was...

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Let us make this a day to remember. It is the Birthday of our Nation so great! So with pride and salute, the Marciniak Team Wishes You a Happy Independence Day!

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Marciniak Team

Marciniak Team

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